Financial Peace Junior Kit: Teaching Kids How to Win With Money

This kit is made for one child, and it comes in a sturdy box and has a kids' workbook and a parent guide. T actual chore chart is very sturdy and has four magnets on the back, so it stays in place on the fridge very well. The magnetic chore pieces are easy to move around and can be stored on the back of the chart for the chores you aren't using at the moment- I like that. There is also a magnetic marker that stays on the fridge. The kit also has three clear envelopes for giving, spending and saving. One thing I wish that those had was a way to mark them with a child's name. We used a permanent market, but even that rubbed off the plastic some. The kits is well made, and I plan to buy a fourth kit for my youngest, who is four. She is begging for one now that her older siblings are doing their charts and earning money. It is a bit pricy for the kit for each child, but in reality I believe that this is an investment in teaching my children to work. They actually love earning money by doing chores now, and it's an easy way for me to keep track of what they have accomplished. It took us a few weeks to get in a groove of which chores worked for which child, and it's super easy to let them pick new ones for a new week. It's been an empowering experience for them and for me as a mom. So far my kids have loved saving, giving and spending and are learning real world skills that will stay with them through adulthood. It's motivating to them to see that their work has rewards. And it's motivating to me so have a little help around the house- many hands make light work! I recommend this kit highly! My kids love using it!

My 3 year old daughter loves earning and spending money! We hung the chart on the refrigerator and she will look at it daily to be sure she has made money all the possible ways for that day. I keep the envelopes in my purse so she can always spend her hard earned money when she pleases. It helps a ton when she's begging for petty items at the store that I don't want to purchase. I tell her she can spend her own money on it but she only has $5 and this will take 4 of them. She will totally rethink the situation and half the time reasonably decide it's not worth it. It's fun and it teaches the meaning of a dollar at such a young age. I still buy her stuff frequently but for the extra little stuffed animal she sees and wants it's up to her if it's worth her dollars. Since she is 3 we typically only use the spending envelope but have also used the savings envelope so she could save up for a $25 scooter. She felt so proud the day that she could purchase it for herself. As Dave has recommended, it is usually best to introduce the quick spending reward to this age group and later introduce the savings and giving. I agree with that plan

My daughter loves the kit. She is 11 years old and was so excited when she got to customize her commission chart. We have had the kit for over a month and she has managed to save $70. It is teaching her the value of hard work, saving with a goal in mind, and the joy of giving. She gladly puts 10% of her earnings in the give envelope for church each week and on several occasions she has even put an extra $5 or $10 in there to donate to childhood cancer research. After reading the activity book, she started a dog walking business all on her own. I love seeing her take pride in a job well done. She thinks twice about spending her money on wants and has become much more responsible in general. I highly recommend this product.

Overall, I am happy with the purchase. Everything is good quality. I love the concept of this chore chart/ bank system. The fact that my son not only saves for something he wants, but also looks forward to giving and saving... it teaches all the right things. The workbook is a plus, but not necessary. The plastic zipped bags are well-made and the zippers easily slide; my one gripe is that they bags are a bit too small. The dollar bills often get jammed in the zippers just because my 7yo has a hard time getting the bills to sit perfectly at the bottom of the bag. The kit really should come with bigger, sturdier bank-bags. In fact, I will be replacing the bags with bank bags. For the price, I would have hoped the bags were bigger since kids will be using them. Everything else about the system is 5-stars!

This was my kids favorite Christmas gift this year. He's 9 and is so excited to learn about money. This makes for a great way to connect with your kids, make some quality time, and teach them good life lessons about money. How to NOT over spend and how to save. How to appreciate earned money and how to be good stewards of God's money. I highly recommend this.

I am a Ramsey fan! It has helped me on my debt free journey and their products help my kids understand money. I purchased this product for my son friend as a gift and he loves it. He does his chores with ease and is learning about money management at only 5 years old!!

This kit provides a fun and easy way to teach children how to be responsible with their money. I have a 4 year old and a 6 year old and they are sort excited to go through this program. I love how Dave Ramsay differentiates between work some done because you are part of the family and work done to earn your commission.

This was a great gift for my 7 year old grandson. He understood everything we discussed and was eager to learn more.

Just had it delivered and I am so excited to carry on helping my kids on their financial peace journey. Only glitch, I have a boy and a girl (8 and 6 years old). I wish there were spares envelopes (Spend, Save, Give) or two chores boards so each can have their own. It would be nice to have sold as spares. I already have the ebook SMART KIDS, SMART MONEY so I might give the link to a deserving parent so they can benefit from the lessons of Dave Ramsey and Rachel Cruze, just like I did. It makes sense! The one thing most schools don't teach children is how money works. They go into adult world with little to no notion on how they can become financially free. Any games, books or tools from reputable professionals I can get to prepare my kids for success in life, I sign up.

Sencillo y fácil de seguir; las actividades que deben cumplir en la semana. Y los valores y esfuerzos que deben aprender y hacer; para alcanzar sus metas.

The singular best way to teach your kids about money. The kit actually has plastic envelopes for "Giving" "Saving" and "Spending". Your kids will learn how to be debt free for life. It doesn't get better than that.

Good for kids

Ramsey solutions has hit the money right on the head with this one. My 4 year old loves this and is running around the house trying to do all his jobs to earn his money. Excellent tool and good quality product.